Investment objective: To provide capital growth by investing mainly in a portfolio of investment funds managed by members of the Lloyds Banking Group and Russell Investment Group. In certain circumstances we may also use funds managed by other third parties. These funds, in turn, invest in international company shares. The Manager may focus on US funds in particular. Investment policy: For full investment objectives and policy details please refer to the prospectus. Other information: Any income the Fund generates will be rolled up into the value of your shares. You can buy and sell shares on any working day in Jersey, between 9am and 5pm. Recommendation: This Fund may not be appropriate for investors who plan to withdraw their money within five years.