abrdn MyFolio Market II Fund Institutional Accumulation

Investment Objective To generate growth over the long term (5 years or more) while being managed to a defined level of risk. The fund is part of the MyFolio Market range, which offers five funds with different expected combinations of investment risk and return. The fund is risk level II, which aims to be the second lowest risk fund in this range. Risk Target: The defined level of risk referred to above that the management team is targeting is within the range of 35-55% of world stock markets (represented by the MSCI World Index), over 10 years. There is no certainty or promise that this target will be achieved. The Risk Target has been chosen as it represents a risk range which is appropriate for the fund. Performance Comparator: For comparison purposes, investors can compare the fund's long term performance to a basket of assets (before charges) with a risk profile at the lower range of the Risk Target stated above (i.e. 35% of world stock markets), which is considered appropriate given the investment policy and Risk Target of the fund. This basket is composed 10% FTSE All-Share Index, 25% MSCI World ex UK Index and 65% SONIA Index. Investment Policy Portfolio Securities - The fund will invest at least 60% in passively managed funds(which aim to replicate performance of a market index) and up to 40% in actively managed funds (which invest using manager discretion), including those managed by abrdn, to obtain broad exposure to a range of diversified investments. - Typically, at least 40% of the assets will be those traditionally viewed as lower risk, such as cash, assets that can be turned into cash quickly, government bonds (which are like loans to governments that pay interest) and investment grade corporate bonds (which are like loans to companies that pay interest and are typically regarded as having a low default risk) - The rest of the fund will be invested in a selection of other assets. These will include assets such as equities (company shares) including property shares, commercial property and funds that use a combination of equities and bonds (which are like loans to companies or governments that pay interest), and derivatives. Management Process - The management team use their discretion (active management) to select funds within each asset class and ensure that the strategic asset allocation (long-term proportions in each asset class) meets the fund's objectives. - In addition, they will take tactical asset allocations (changing short term proportions in each asset class) with the aim of improving returns. - Please note that the number contained in the fund name is not related to the SRRI contained in the Key Investor Information document (NURSKII). Derivatives and Techniques - The fund is not expected to invest in derivatives directly however it may invest in other funds which use derivatives. - Derivatives are linked to the value of other assets. In other words, they derive their price from one or more underlying asset. Investors in the fund may buy and sell shares on any dealing day (as defined in the Prospectus). If you invest in income shares, income from investments in the fund will be paid out to you. If you invest in accumulation shares, income will be added to the value of your shares. Recommendation: the fund may not be appropriate for investors who plan to withdraw their money within five years. Investors should satisfy themselves that their attitude to risk aligns with the risk profile of this fund before investing. The fund's realized volatility may not always be within the volatility band for the stated risk level and at times observing the asset allocation restrictions may limit capital growth.