abrdn Global Balanced Growth Fund Institutional Income

To generate growth over the long term (5 years or more) by investing in a diversified portfolio of assets. Performance Target: To exceed the return of the following basket of assets per annum over rolling five year periods (after charges). This basket of assets represents the fund's long term strategic asset allocation. This basket is composed of global equities (70%) and global bonds (25%) and money markets (5%) ("basket of assets"). The underlying indices are the following: 20% FTSE All-Share Index, 26% S&P 500, 9% MSCI Europe ex UK, 8% MSCI Japan, 4% MSCI AC Asia Pacific Ex Japan, 3% MSCI Global Emerging Markets, 6% JP Morgan GBI Global Index, 4% FTSE Actuaries UK Conventional Gilts All Stocks, 6% Markit iBoxx Sterling Collateralized & Corporates Index, 5% Bloomberg Global High Yield Corporate Index 2% Issuer Cap, 4% JP Morgan EMBI Global Diversified Index, 5% SONIA. There is no certainty or promise that the performance target will be achieved. Performance Comparator: IA Mixed Investment 40%-85% Shares sector (the "Sector") average. Funds in this Sector are required to have a different range of investments. However, they must have between 40%-85% in shares in companies. Investment Policy Portfolio Securities - The fund will invest at least 70% in global equities (company shares) and bonds (which are like loans to companies or governments that pay interest) issued anywhere in the world (including in emerging markets) either directly or indirectly. - The fund may have other holdings such as investment trusts, commodities and property company share either directly or indirectly. - The fund may invest up to 85% of its assets in global equities. - The fund may also invest in other funds (including those managed by abrdn), cash and assets that can be turned into cash quickly. Management Process - The management team use their discretion (active management) to select individual holdings depending on their growth prospects and/or creditworthiness (debt repayment ability) compared to that of the market based on expected future economic and business conditions. - The fund's long term position is based on the basket of assets however the fund could adjust it's position at any time relative to the basket of assets with the aim of improving returns. - Due to the active nature of the management process, the fund's performance and risk and return profile may deviate significantly from that of the Sector, where the sector average comprises many funds with different investment approaches. Derivatives and Techniques - The fund will make routine use of derivatives to express shortterm views reflecting expected changes in interest rates, company share prices, inflation, currencies or creditworthiness of corporations or governments. - Derivatives are linked to the value of other assets. In other words, they derive their price from one or more underlying asset. They can generate returns when the value of these underlying assets rise (long positions) or fall (short positions). - The fund may also invest in other funds which may use derivatives extensively although these investments shall be in line with fund's overall risk profile. Investors in the fund may buy and sell shares on any dealing day (as defined in the Prospectus). If you invest in income shares, income from investments in the fund will be paid out to you. If you invest in accumulation shares, income will be added to the value of your shares. Recommendation: the fund may not be appropriate for investors who plan to withdraw their money within five years. Investors should satisfy themselves that their attitude to risk aligns with the risk profile of this fund before investing.