| Name | Provident Financial |
|---|---|
| Epic | PFG |
| Isin | GB00B1Z4ST84 |
| Index | UK250 UK350 |
| Industry | Investment Banking and Brokerage Services |
| Latest share price | 225.00p | Net gearing | n/a |
|---|---|---|---|
| Market capitalisation | £571.19 | Debt ratio | n/a |
| Shares in issue | 253.85 | Debt-to-equity ratio | n/a |
| P/E ratio | 6.2 | Assets / equity ratio | n/a |
| Total dividends per share | 5.00p | Price to book value | n/a |
| Dividend yield | 3.3 | ROCE | 13.15 |
| Dividend cover | 4.79 | EPS growth | 392 |
| Earning per share | -12.8 | 52-week high / low | 136.30p / 321.80p |
| Type | Ex-date | Pay-date | Net-dividend |
|---|---|---|---|
| Interim | 2022-08-11 | 2022-09-22 | 5.00p |
| Interim | 2022-04-21 | 2022-05-20 | 12.00p |
| Interim | 2019-08-15 | 2019-09-26 | 9.00p |
| Final | 2019-05-23 | 2019-06-21 | 10.00p |
| Final | 2017-05-18 | 2017-06-23 | 91.40p |
| Company name | Provident Financial |
|---|---|
| Address | No. 1 Godwin Street, Bradford, West Yorkshire, England, United Kingdom, BD1 2SU |
| Telephone | +44 (0) 1274 351 351 |
| Website | http://www.providentfinancial.com |
| Director | Position |
|---|---|
| Mr Neeraj Kapur | CFO |
| Mr Patrick J R Snowball | Chairman |
| Mrs Andrea Blance | Senior Independent Director |
| Mr Malcolm Le May | Group Chief Executive |
| Mr Graham Lindsay | Independent Non-Executive Director |
| Ms Angela Ann Knight | Independent Non-Executive Director |
| Mr Elizabeth G Chambers | Independent Non-Executive Director |
| Mr Paul Hewitt | Independent Non-Executive Director |
| Ms Margot James | Independent Non-Executive Director |
| Ms Charlotte Davies | Company Secretary |
| Assets £ (m) | 2021 | 2020 | 2019 |
|---|---|---|---|
| Reporting date | 31/12/21 | 31/12/20 | 31/12/19 |
| Intangible asssets and goodwill | 123.5 | 116.5 | 115.3 |
| Investments and other non-current assets | n/a | n/a | n/a |
| Total non-current assets | 179.8 | 190 | 304.7 |
| Inventory / work in progress | n/a | n/a | n/a |
| Trade and other receivables | 1696.5 | 1835.5 | 2232.9 |
| Cash and equivalents | 717.7 | 919.7 | 353.6 |
| Other current assets and asset held for resale | n/a | n/a | n/a |
| Total of all assets | 2725.3 | 3078.1 | 2907.8 |
| Liabilities £ (m) | 2021 | 2020 | 2019 |
|---|---|---|---|
| Short term liabilities | 3.8 | 0.6 | 32.9 |
| Long term liabilities | 976.2 | 680.4 | 2145.6 |
| Other liabilites / pension etc | 1114.1 | 1749.4 | n/a |
| Total of all liabilities | 2094.1 | 2430.4 | 2178.5 |
| Net assets £ (m) | 2021 | 2020 | 2019 |
|---|---|---|---|
| Net assets | 631.2 | 647.7 | 729.3 |
| Equity £ (m) | 2021 | 2020 | 2019 |
|---|---|---|---|
| Share capital | 52.6 | 52.6 | 52.5 |
| Minority interests | n/a | n/a | n/a |
| Retained earnings | 17.3 | 29.1 | 107.7 |
| Share premium account | 273.3 | 273.2 | 273.2 |
| Total equity | 631.2 | 647.7 | 729.3 |
| Income £ (m) | 2021 | 2020 | 2019 |
|---|---|---|---|
| Turnover | n/a | n/a | n/a |
| Operating profit | 195.2 | 22.9 | 191 |
| Pre-tax profit | 142.2 | -37 | 119 |