International Personal Finance

(IPF)
Sector: Investment Banking and Brokerage Services
152.00p
-4.00p -2.56
Last updated: 17:15:00

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Today's buy and sell prices

The price at which you can buy a share or investment. It is usually higher than the bid (sell) price. It’s the price you are being offered. Offer 157.00p
The price at which you can sell a share or investment. It is lower than the offer (buy) price. Bid 151.50p
The difference between the bid and offer prices expressed as a percentage. When you buy shares you pay a higher price than you get when you sell them. The difference between these prices is the profit made by the market maker who puts the deals together. Spread 3.50

Today's trading

Range The lowest and the highest price a share has reached in the trading day. 150.50p-157.50p
The lowest and the highest price a share has reached in the trading day. Volume 625,574.00
The lowest and the highest price a share has reached in the trading day. Today's open 155.00p
At the end of the trading day there is an official closing price for every share. The previous session’s close is used as the base to calculate the following day’s price changes. Previous close 152.00p

Yearly summary

The highest and lowest prices the shares have traded at over a rolling 52-week period. It gives you a good indication of how the share price is performing now relative to its recent past performance. 52wk range 100.50p-163.50p

Fundamentals and health

A measure of the company's worth on the stock market. We display the previous closing share price multiplied by the number of shares in issue. Market capitalisation £335.82
The number of shares a company has in circulation, in millions. Shares in issue 226.72
The main valuation used by investors and a way of gauging whether a company's share price is cheap or expensive compared to competitors. You get PE by dividing the share price by the earnings per share (EPS). Our figure is last basic unadjusted - reported - annual EPS / current share price x 100. Companies also quote adjusted EPS figures to remove the effect of one-off exceptional figures from the profit figures. There is debate among investors as to whether this should be used. We use basic EPS – the purest figure. PE ratio 5.1
PEG ratio 0.4
An important ratio for showing how much profit after tax and other deductions (net profit) is actually being earned per share. You divide the net profit by the number of shares in issue. Expressed in pence per share. Looking at whether the EPS is rising or falling over time is one of the most important indicators of whether a company is really making money for its shareholders. Our figure is undiluted, meaning it is not adjusted for exceptional costs. EPS 21.50p
Earnings per share growth illustrates the growth of earning per share over the last two reporting periods. It helps investors identify stocks that are increasing or decreasing in profitability. A minus sign indicates negative growth. EPS growth 12
Return on capital employed measures a company's profitability in relation to how much capital is invested in the business. Generally, the higher the figure the better but with all these ratios it is best to compare companies from the same sector. A high double digit figure may mean a company has an advantage over its competitors because of a unique product but an oil company, for example, will have higher capital outlay than an online retailer. Our formula: [Pre-tax profit / (total assets – short-term liabilities)] * 100 ROCE 16.27
Also known as the acid test ratio, it's a quick guide to how well a company can pay its short-term debts. Above 1 is considered healthy. A ratio of 1.5 would mean the company has £1.50 of liquid (accessible) assets to cover each £1 of debt (current liabilities). Formula: Current assets minus inventory / current liabilities. Quick ratio n/a
Indicates whether a company can convert assets into cash to pay its debts within the next 12 months. It is calculated as current assets / current liabilities for the same period but will display as '0' for companies such as banks that don't distinguish between short and long-term liabilities. Current ratio 3.68
The amount of money a company paid to a shareholder for each share they own over the past 12 months, expressed in pence. Total dividends per share 10.30p
The dividends paid per share over the past 12 months (interim plus final) as a percentage of the share price. Our figure includes recurring special dividends. Dividend yield 8.7
The number of times the dividend could have been paid out from net profits. It is a good indicator of the company's ability to pay the dividend and its level of generosity. Formula: earnings per share / dividends per share. More than 2 is considered healthy, less than 1.5 may hint that a dividend is at risk of being cut. Dividend cover 2.25
Dividend per share growth 11.96

International Personal Finance Fundamentals

International Personal Finance plc is a United Kingdom-based global financial services provider. The Company's business divisions include European home credit, Mexico home credit and IPF Digital. The Company offers a broad suite of traditional products and services to suit its customers' preferences and different credit profiles. The Company's suite of products range from home credit and digital instalment loans, a credit card and digital credit lines to a mobile wallet, insurances and other value-added services. It provides ProviGo customer app through which customers can view their account online, look at their balance, track receipts of payments and see if they can access another loan or value-added service. ProviGo also enables the Company to communicate directly with customers in real time with offers and promotions it is running.

International Personal Finance Regulatory news

Date Time Headline Source
19/09/2024 07:00 Transaction in Own Shares RNS
18/09/2024 07:00 Transaction in Own Shares RNS
17/09/2024 07:00 Transaction in Own Shares RNS
16/09/2024 16:44 Transaction in Own Shares RNS
13/09/2024 12:38 Director/PDMR Shareholding RNS
13/09/2024 12:34 Director/PDMR Shareholding RNS
13/09/2024 07:00 Transaction in Own Shares RNS
12/09/2024 07:00 Transaction in Own Shares RNS
11/09/2024 07:00 Transaction in Own Shares RNS
10/09/2024 07:00 Transaction in Own Shares RNS

International Personal Finance Latest trades

Latest trades

Date Time Price Amount Value Type Buy / sell
19/09/2024 16:38:00 152p 13,701 £20,825.52 PT Sell
19/09/2024 16:35:04 152p 398 £604.96 PT Buy
19/09/2024 16:35:04 152p 901 £1,369.52 PT Buy
19/09/2024 16:35:02 152p 39,029 £59,324.08 PC Buy
19/09/2024 16:35:02 152p 86 £130.72 Unknown

Analysis

Buy Sell Unknown
Quantity 31 46 41
Volume 533,935 80,769 49,899
Value £823,601 £123,943 £76,143

International Personal Finance Director dealings

Trade date Director Volume / Price Trade value Trade type
28/06/2024 Gary Thompson 15,700 @ 127.40p £20,001.80 Buy
10/06/2024 Aileen Wallace 9,489 @ 124.47p £11,810.96 Buy
02/04/2024 Aileen Wallace 16,903 @ 110.25p £18,635.56 Buy
04/04/2024 Gerard Ryan 381,689 @ 109.24p £416,957.06 Sell
04/04/2024 Gerard Ryan 810,185 @ 0.00 0.00 Exercise of Option
02/02/2024 Stuart Sinclair 21,553 @ 120.00p £25,863.60 Buy
01/02/2024 Stuart Sinclair 21,553 @ 120.00p £25,863.60 Buy
13/09/2023 Deborah Davis 15,000 @ 122.50p £18,375.00 Buy
04/05/2023 Gary Thompson 22,000 @ 98.01p £21,562.20 Buy
03/05/2023 Gary Thompson 18,000 @ 96.62p £17,391.60 Buy

International Personal Finance Broker views

Date Broker Recomm. Old target price New target price Notes
19/06/2024 Shore Capital buy - - reiteration
07/06/2024 Shore Capital buy - - reiteration
24/11/2023 Shore Capital buy - - reiteration
31/10/2023 Shore Capital buy - - reiteration
27/04/2023 Shore Capital buy - - reiteration
01/03/2023 Peel Hunt Limited buy - 150.00p reiteration
20/10/2022 Shore Capital buy - - reiteration
04/08/2022 Shore Capital buy - - reiteration
27/07/2022 Shore Capital buy - - reiteration
28/04/2022 Shore Capital buy - - reiteration
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